Legal Disclaimer
PDLoans 247 is not a direct lender and does not offer to purchase any products or services. Our mission is to advertise the services of online loan lenders and to match a lender to a specific website user by filling out an application form through our platform. Thus we cannot influence in any way the decision of the lenders. Only they have the right to determine the amount of money to be lent, the terms of repayment and the interest and make a decision on approval. It also must be highlighted that the service is advertised only in areas where online borrowing is not prohibited.
One more important thing to be considered is that nobody pushes website users to take a loan even if they’ve sent an application form. Sending a request they express your wish to close a hole in budget. It can happen that the terms offered by a loan supplier won’t satisfy the user. And they have a right to deny it, or to ask for one more offer from a different lender or leave the website without making a deal at all. But if decision is made to take a loan on offered conditions, users are obliged to fulfil all conditions specified in the agreement. Obligations become effective immediately upon signing the contract.
The crucial thing to be bore in mind is that sending a request doesn’t guarantee approval or that an applicant will be given the wised amount. Our lenders implement soft credit checks. In some cases they can adhere to such credit bureaus as Equifax, Experian, and TransUnion. Such checks can make impact on your credit score. The results of verification determine the amount to lend and the decision on your request on the whole.
It must be noted that the service advertised is not available in some areas. It means that our lenders are not in power to operate in some states. So, before sending an application form, it worth checking the list of restrictions. The list is open to changes. Some states can be included into the list, others can be excluded.
To send your application, certain information is required. We can assure you that all the details given are not shared to third parties. The security of data is guaranteed by using special encrypted technologies.
We should warn you that the service offered is considered to be a short-termed. Moreover, we advise you to consider other possible ways of finding money. Adhere to online borrowing only in cases when other options cannot be implemented.
It is vital to remember that pdl247 is neither a lender no a representative of lending company. Our primary goal is to advertise online borrowing and matching borrowers with loan suppliers on the territory of US. As such, our platform does not make any decisions on the approval of applications. It means we don’t have any input into the decision, and we are not considered to be a third party. The information provided on our website is generalized. Specific loan details will be communicated directly to the lender with whom you have been contacted.
Data Security Clause: Use of our site as a means of finding a lender to take out a loan is voluntary. You are not forced to do so. However, if you choose us, we guarantee that your personal information is securely protected through the use of special technologies.
Credit Check Clause: The lender has the right to verify the information you provide. However, this is not initiated directly by the development team and pdl247 support team. This decision is made solely by the lender.
Short-term Borrowing Implications: Short-term loans should not be used with a long-term perspective. They are designed to solve problems in the moment for a relatively small amount of money. Otherwise, you can get into a vicious cycle of debt. You need to weigh up the yeses and no’s before resorting to this type of loan. You may want to consult a specialist. And only then make your choice.